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Finance

Money tools — loans, savings, taxes, investing and payday math.

401(k) Calculator
Project your 401(k) balance at retirement, including your employer's matching contributions.
A/B Test Significance Calculator
Check whether the difference between two conversion rates is statistically significant, with p-value and uplift.
Ad Metrics Calculator (CPM, CPC, CTR, CPA)
Turn impressions, clicks, spend and conversions into CTR, CPC, CPM, conversion rate, CPA and ROAS at once.
Amortization Schedule Calculator
See a full month-by-month (or yearly) loan payoff schedule with principal, interest and balance.
APY Calculator
See how much a savings account or CD grows at a given APY over time.
Auto Loan Calculator
Estimate your car payment from price, down payment, trade-in, sales tax, rate and term.
Bill Splitter
Split a restaurant bill with tip and tax evenly, or by what each person ordered.
Bond Value Calculator
Price a fixed-rate bond from market yield and calculate current yield, yield to maturity sensitivity and duration.
Break-even Calculator
Find how many units you must sell to cover costs, from fixed costs, price and variable cost per unit.
Business Ratios Calculator
Turn an income statement and balance sheet into a professional liquidity, leverage, profitability and efficiency dashboard.
Business Startup Cost Calculator
Build a launch budget, add contingency, model monthly burn and see how long your opening cash will last.
Business Valuation Calculator
Estimate enterprise and equity value with DCF, market and adjusted-asset methods, explicit reconciliation, scenarios and sensitivity analysis.
CAC & LTV Calculator
Calculate customer acquisition cost, lifetime value, the LTV:CAC ratio and payback period.
CD Calculator
Calculate CD, money market and high-yield savings earnings — APY growth broken down by year.
Closing Cost Calculator
Estimate everything you'll pay at closing when buying a home — lender fees, title insurance, transfer taxes by state, prepaids and escrow — plus your total cash to close.
College Savings Calculator
Project inflation-adjusted education costs and the monthly savings needed after grants, existing funds and investment growth.
Compound Interest Calculator
See how savings or investments grow over time with compound interest and optional monthly contributions.
Credit Card Payoff Calculator
See how long it takes to clear a credit card balance, or the payment needed to pay it off by a date.
Crypto Converter
Convert between 100 cryptocurrencies and 12 fiat currencies with live, always-current rates.
Currency Converter
Convert between 40+ world currencies using live exchange rates that update daily.
Debt Payoff Vs. Invest Calculator
Compare guaranteed interest savings with after-tax, risk-adjusted investment outcomes over the same time horizon.
Debt-to-Income Ratio Calculator
Calculate your debt-to-income (DTI) ratio from your monthly debt payments and gross income.
Discount Calculator
Find the sale price and how much you save from an original price and a percentage off.
Down Payment Calculator
Work out your home down payment and the loan amount from the price and a percentage down.
Emergency Fund Calculator
Set a risk-adjusted cash reserve from essential expenses, income stability, dependents, insurance and existing liquid savings.
Equipment Lease Vs. Buy Calculator
Compare the after-tax present cost of leasing equipment with financing a purchase, including residual value and opportunity cost.
Finance Tracker
Track income and spending like a pro — dashboard with trends and category breakdowns, monthly budgets, multiple accounts, and one-click export to Excel, PDF, CSV or JSON. Private: everything stays in your browser.
House Affordability Calculator
See how much house you can afford with the 28/36 rule, from income, debts and down payment.
Inflation Calculator
Convert dollars between any two years with real U.S. CPI data, or project inflation forward and backward at a flat rate.
Life Insurance Calculator
Work out how much life insurance coverage your family actually needs with the DIME method.
Live Crypto Prices
Real-time price ticker for the top 100 cryptocurrencies — price, 24h and 7d change, market cap and 7-day charts.
Loan Calculator
Estimate the monthly payment, total interest and total cost of any loan from the amount, rate and term.
Lottery Tax Calculator
See what you'd actually take home from a jackpot — federal + state taxes, lump sum vs. 30-year annuity, year by year.
Margin & Markup Calculator
Calculate gross profit, profit margin and markup from a product's cost and selling price.
Mortgage Calculator
Estimate your monthly mortgage payment from home price, down payment, rate and term — plus taxes, insurance and HOA.
Net Worth Calculator
Add up your assets and subtract your debts to calculate your total net worth.
NPV & IRR Calculator
Calculate net present value, internal rate of return and payback period from an investment and its cash flows.
Refinance Calculator
Compare your current loan to a refinance to see monthly savings and the break-even point.
Rent Vs. Buy Calculator
Compare renting and owning across a chosen horizon with transaction costs, maintenance, taxes, appreciation and investment opportunity cost.
Retirement Calculator
Project your retirement savings from your age, contributions and expected return — plus estimated retirement income.
Retirement Withdrawal Calculator
Stress-test retirement drawdown with inflation, fees, multiple return scenarios and a visible year-by-year balance path.
ROAS Calculator
Calculate return on ad spend, ROI and the break-even ROAS for your profit margin.
ROI Calculator
Calculate return on investment (ROI), net profit and annualized return (CAGR) from an initial and final value.
Rule of 72 Calculator
Estimate how long it takes an investment to double — or the return needed — using the Rule of 72.
Salary Calculator
Convert pay between hourly, daily, weekly, monthly and annual based on your hours and weeks worked.
Sales Tax Calculator
Add sales tax to a price or work backwards to find the pre-tax amount and the tax included.
Savings Goal Calculator
Find out how much to save each month to reach a savings goal by a target date.
Simple Interest Calculator
Calculate simple interest and the total value from a principal, rate and time period.
Student Loan Calculator
Calculate student loan payments and see how much extra payments save in time and interest.
Take-Home Pay Calculator
Estimate your net paycheck after taxes, FICA and pre-tax deductions from your gross salary.
Time Value of Money Calculator
Calculate future or present value of a lump sum plus regular contributions, with compounding.
Timecard Calculator
Add up weekly work hours from clock-in/out times with breaks, and calculate pay from an hourly rate.
Tip Calculator
Work out the tip and total for a bill, and split it evenly between any number of people.
Total Compensation Calculator
Compare salary, bonus, employer benefits, paid time off and risk-adjusted equity on one annual and hourly basis.
VAT Calculator
Add or remove VAT at any rate — see the net, VAT amount and gross total instantly.
What If I Invested Calculator
See what $1,000 in Apple, Bitcoin, Tesla or the S&P 500 bought in any year would be worth today — with yearly growth chart and S&P comparison.